This is a problem that has been recognized by insurance companies and today there is an alternative in the form of a preferential Provider Organization (PPO) plan that goes some way towards merging the two and providing the benefits of choice until both.
The now has been between a compensation plan that essentially provides cover for unexpected accidents and illness, and that also gives the policyholder great freedom in choosing where and when treatment is taken, and managed care that focuses on providing daily medical care, but restricts the policyholder to seek care within a network of health care approved facilities.
In essence of the new PPO is a plan of managed care and provides a relatively low cost in exchange for care takers demand for health insurance under the business network of approved suppliers. However, a PPO also allows policyholders to seek treatment outside the approved network if they wish to do so, within certain limits.
Unlike a traditional managed care plan, PPOs not assign a patient to a primary health care through which All treatments must be taken and who is required referral to specialist care. This means that the policyholder is free to consult a doctor within the network and can also seek treatment from a specialist outside the network if he or she chooses to do a course so.
There is a price to pay for the ability to seek treatment outside the network of insurance company and insured, usually, pay a percentage of their costs when such treatment is taken.
This meets the needs of many people who want the freedom of choice offered by indemnity insurance and also meet the needs those people who are looking for a low-cost plan to cover its routine of day-to-day medical needs.
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