Students forget the other factors of cost life, such as health care, 401K deductions, taxes and payments made by car, Auto-insurance, rent, bills, students, loans, accounts of credit cards and food in their Monthly expenditure budget. After the diploma & quot; and landed your first job that you do not think that the cost of & 39; all these charges & quot;, said a graduate of the University & 39; & 39; of Ohio. & Quot; Unfortunately, the reality is quite fast and there & 39; you & 39; n l & 39; not have money to make ends meet, - c & 39; is a hard lesson to learn! & Quot;
College debt
Why there is so much debt credit card among students? & Quot; Many credit card companies set up booths on the campus of College offers free pizza and T-shirts and & 39; try & 39; attract students to promote a credit card & quot;, said David Roush, CEO of Insurance.com. The problem is & quot;, many students & 39; does not exceed the amount of income or of financial management for knowledge management d & 39; a credit card - a problem, the leader of students to a lifetime of financial despair. & Quot;
In monstrous addition to the bills of credit cards, students are also at the conclusion of student loans of $ 10000 $ 52000 or more. Often & 39; number of students are able to pay, if all you have a job and start receiving the & quot; real & quot; the money & 39; , but this is not simply & 39; the case.
Not credit card and student loan bills financially debilitating to a lot of new graduates, it is also reducing the strength of graduates back on d & 39; other necessary expenses, such as auto insurance & 39; - an invoice, you can not legally drive without! & Quot; driving without auto insurance is illegal in all 50 Member States, but also many young adults choose d & 39; go without automobile insurance, because they think that & 39; & 39 they can not afford, they & quot;, Roush said. & Quot; A frightening idea that 15.3% of all motor vehicle accidents by drivers aged 20 to 24 & quot;.
While decide not to pay for car insurance, perhaps a good idea to & 39; time, graduates are not taking into account the costs of detention or without the & 39; auto insurance costs & 39; s entry in a car accident. & Quot; Make sure, when you had to pay medical bills of the person who gets hurt a car accident, if you have, wrongly - suddenly & 39; s car insurance does not pay so poorly & quot;, said the sentence Roush.
The driving without auto insurance insurance
According l & 39; Institute for & 39; information, the cost of the car without insurance can vary from one country & 39; & 39; to another, depending on the part of motorists, who did not have any assurance of & 39; in that State. For example, in Massachusetts, people can hit $ 500 to $ 5000 d & 39; fines and get one year in prison. In Florida, Louisiana, Connecticut and New Jersey, & 39; d & 39; operating a vehicle without a driver of the minimum required & 39; State have their vehicles confiscated - that cost thousands depends on how much long it will last until & 39; that your car out.
To discover the & 39; state of & 39; auto insurance and Minimal fines and penalties for driving without insurance in your country, the visit of the Division of Motor Vehicle & quot; site.
How budget for the automatic insurance
As you for car insurance, be sure to check if the insurer & 39; offers 6 months or 12 months - payment plan to assist you in managing your payments & 39; Automobile Insurance better. That & 39; adds that many providers of auto insurance & 39; offer a wide range of discounts, rebates included Alumni. So, make sure you ask if your school or university, for a discount, because everyone has something of help if you & 39; your first own.
To contribute to the search for insurance rates d & 39; Self simple, Insurance.com offers A comparison of car insurance. Here, you will be able to evaluate several & 39; rates Best-in-Class supplier of & 39; insurance - helping in the search for the best auto insurance to protect your household recent graduate. latasha garret
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